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Industries

Payments for travel businesses

Tour operators, OTAs, agencies and transport — card acquiring that understands money arriving months before the trip.

The problem, honestly

Travel’s problem is the delivery window: customers pay today for a service delivered months later, so acquirers price in the refund-and-chargeback exposure and many simply decline the sector.

Underwriting here starts with how you actually manage that exposure — bonding, escrowed flows, refund history — instead of stopping at the sector label.

What you get

Delivery-window aware underwriting

Your protections (bonding, trust arrangements, refund record) priced on their merits.

Multi-currency

Sell in your travellers’ currencies, pay suppliers in theirs — 40+ currencies each way.

Supplier payments

Hotels, carriers and DMCs paid on the right rail through the payments line.

Live in as little as 7 days

Subject to all relevant documentation — onboarding and KYB checks run in parallel, and a named specialist guides you end to end.

How matching works

1. Tell us your model

Sector, markets, volumes and history — a specialist responds, typically within one business day.

2. Matched & underwritten

We match you to the right institution in the network; underwriting assesses your business on its merits.

3. Live in as little as 7 days

Subject to all relevant documentation — your specialist stays your contact after go-live.

Related: Merchant accounts · International payments · Currency exchange

VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.

Travel payment FAQs

We were told travel is unbankable — is it?

No. It is priced and structured differently because of the delivery window, but bonded, well-run travel businesses are onboarded routinely.

Do you support ATOL/bonded operators?

Bonding and trust arrangements strengthen your application — they are exactly the evidence underwriting wants to see.

Can you handle supplier payouts too?

Yes — supplier payments run on the group payments network (170+ countries), so acquiring and payables sit in one relationship.

Check if we can help

Tell us your sector and volumes. If the group can’t serve you, we’ll say so — and tell you why.