Move money
International payments, routed on the best rail
Pay overseas suppliers, collect from global customers and run mass payouts — through licensed institutions, across the world’s major rails.
Smart Routing
Rail selection on published criteria
- The best all-in cost — We compare pricing across every rail your payment could take, so you’re not overpaying for the route.
- The fastest arrival — Speed where it matters: the route that tends to settle soonest for your currencies and destination.
- The best chance of success — Favouring the rail most likely to land first time, to reduce failed, delayed or returned payments.
- The right rail per corridor — SWIFT, SEPA, Faster Payments, CHAPS, BACS or a local rail, matched to where the money is going.
One payment, weighed across every available rail — routed the way most likely to arrive.
What you can do
Pay suppliers
Settle international invoices in the supplier’s currency — one-off, scheduled or recurring.
Collect worldwide
Named IBANs and local collection options so customers pay you the way they trust.
Mass payouts
Contractors, staff and partners paid in bulk — see treasury & payouts.
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
Frequently asked questions
Which rails do you cover?
SWIFT, SEPA, Faster Payments, CHAPS, BACS and local rails — 50+ payment routes across 170+ countries on the group payments network. The engine picks the rail per payment, per corridor.
How do you choose the route?
Four published criteria: best all-in cost, fastest arrival, best chance of success, and the right rail for the corridor. The routing policy is published in full on our Smart Routing page.
Who executes the payment?
A licensed institution — in the group or a partner — executes under its own regulatory permissions. You always know which institution is moving your money.
Check if we can help
Tell us what you need. You deal with one team, and the group’s licensed institutions sit behind it.