Industries
Payments for e-commerce at scale
One integration for cards, wallets and alternative methods — tuned for conversion, settled in your currencies.
The problem, honestly
Online retail lives and dies on approval rates: every false decline is a paid-for customer walking away at the till. Generic processing treats that as your problem; routing-led processing treats it as the platform’s job.
What you get
Conversion-tuned checkout
3DS2 applied where it earns its friction, alternative payment methods where your customers expect them.
Multi-currency settlement
Sell in your customers’ currencies, settle in yours — 40+ settlement currencies.
Chargeback tooling
Automated risk rules and dispute support that keep your ratio inside scheme thresholds.
Smart Routing behind every transaction
Card transactions are routed toward the acquiring path most likely to approve — the policy is published, and the network averages 97% approval across all verticals and regions.
How matching works
1. Tell us your model
Sector, markets, volumes and history — a specialist responds, typically within one business day.
2. Matched & underwritten
We match you to the right institution in the network; underwriting assesses your business on its merits.
3. Live in as little as 7 days
Subject to all relevant documentation — your specialist stays your contact after go-live.
Related: Payment gateway · Online payments · Chargeback management
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
E-commerce payment FAQs
Which platforms do you integrate with?
A hosted checkout drops into any storefront; the API integrates with custom stacks. Your specialist confirms the integration path during onboarding.
Can you take our international sales?
The acquiring network reaches 180+ countries with local acquiring in 60+ markets — local rails typically mean higher approval rates on cross-border sales.
What does it cost?
Quoted per business with every fee category explained before you commit — no hidden risk premium.
Check if we can help
Tell us your sector and volumes. If the group can’t serve you, we’ll say so — and tell you why.