Industries
Payments for subscription businesses
Recurring revenue is only predictable if the payments keep landing — billing infrastructure built for continuity merchants.
The problem, honestly
Involuntary churn — cards expiring, reissues, soft declines — quietly takes a bite out of every subscription business, and continuity billing sits in acquirer categories that generic providers handle badly.
What you get
Tokenised recurring billing
Cards stored as network tokens, so reissued cards keep working without customer friction.
Fewer involuntary cancellations
Scheme account-updater support and sensible retry timing recover payments that would otherwise silently fail.
Clean dunning
Failed-payment communication your customers don’t resent — and your chargeback ratio survives.
Smart Routing behind every transaction
Card transactions are routed toward the acquiring path most likely to approve — the policy is published, and the network averages 97% approval across all verticals and regions.
How matching works
1. Tell us your model
Sector, markets, volumes and history — a specialist responds, typically within one business day.
2. Matched & underwritten
We match you to the right institution in the network; underwriting assesses your business on its merits.
3. Live in as little as 7 days
Subject to all relevant documentation — your specialist stays your contact after go-live.
Related: Payment gateway · Chargeback management · Why card payments get declined
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
Subscriptions payment FAQs
Why do subscription payments fail?
Mostly expired or reissued cards and issuer soft declines — not customer intent. Tokenisation, account-updater and retry timing address each cause.
Does continuity billing count as higher-risk?
Acquirers do classify continuity/subscription billing in higher-risk categories because of its chargeback patterns — which is why sector-aware underwriting matters more than a generic gateway.
Can we bill in multiple currencies?
Yes — price in your customers’ currencies and settle in yours, across 40+ settlement currencies.
Check if we can help
Tell us your sector and volumes. If the group can’t serve you, we’ll say so — and tell you why.