Accept payments
Take payments on your website
Hosted checkout or API — online card payments with 3DS2 and SCA built in, and underwriting that understands your sector.
Built for the businesses gateways turn away
If you’ve been searching for a “high-risk payment gateway” in the UK, here’s the honest version: the gateway is rarely the problem. Acquirers classify some sectors as higher-risk, and mainstream gateway providers simply pass that classification on as a rejection. What you actually need is an acquiring relationship that underwrites your sector on its merits — the gateway then comes as part of it.
That is how the group works: one onboarding covers your merchant account, gateway and settlement, and every transaction is routed toward the acquiring path most likely to approve — the routing policy is published.
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
Frequently asked questions
How do we add payments to our website?
Two routes: a hosted checkout you can drop in with minimal development, or a direct API integration for full control of the payment experience. Both include 3DS2 and SCA.
Our sector keeps getting rejected by gateway providers — can you help?
Usually the rejection is about the acquirer behind the gateway, not the technology. Because underwriting here is sector-aware, sectors that mainstream providers decline — gaming, crypto, travel, subscriptions — can be assessed on their merits.
How quickly can we go live?
In as little as 7 days, subject to all relevant documentation.
Check if we can help
Tell us what you need. You deal with one team, and the group’s licensed institutions sit behind it.