Industries
Payments for marketplaces & platforms
Collect from buyers, pay out to sellers, reconcile everything — with licensed institutions handling the regulated middle.
The problem, honestly
Marketplace money flows are regulatorily awkward: holding other people’s money is a licensed activity, and platforms that improvise it eventually meet their acquirer’s compliance team the hard way.
The clean answer is structure: collections, safeguarded holding and split payouts run through institutions licensed for exactly that.
What you get
Buyer collections
Cards, wallets and local methods on the buy side, with conversion-tuned checkout.
Seller payouts
Bulk payouts to sellers in 40+ currencies across 170+ countries on the payments line.
Licensed structure
Funds sit with authorised institutions — not on your balance sheet — keeping your platform on the right side of the perimeter.
A licence you can check
The group includes UK institutions on the FCA register (FRNs 901072, 750503, 540997) — and every service names the entity that provides it.
How matching works
1. Tell us your model
Sector, markets, volumes and history — a specialist responds, typically within one business day.
2. Matched & underwritten
We match you to the right institution in the network; underwriting assesses your business on its merits.
3. Live in as little as 7 days
Subject to all relevant documentation — your specialist stays your contact after go-live.
Related: Treasury & payouts · Virtual IBAN · What is safeguarding?
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
Marketplaces payment FAQs
Can we hold sellers’ balances?
Holding client money is a regulated activity — the structure keeps balances with authorised institutions, with your platform orchestrating rather than holding.
How do split payments work?
Collections are reconciled per order and settled per seller on a schedule you define, with itemised reporting for your ledger.
Do international sellers work?
Yes — payouts reach 170+ countries in 40+ currencies on the group payments network.
Check if we can help
Tell us your sector and volumes. If the group can’t serve you, we’ll say so — and tell you why.