Spend
Expense cards your finance team will actually like
Physical and virtual cards with per-card limits, multi-currency spend and clear reporting — issued by authorised institutions.
Controls per card
Limits, categories and freezes set by you — per card, per team, per trip.
Multi-currency spend
Spend from wallet balances in the currency you hold, avoiding double conversion.
Reporting for finance
Clean statements and exports that reconcile against your accounts line.
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
Frequently asked questions
Who issues the cards?
Cards are issued by authorised institutions in or alongside the group, under their own licences and card-scheme memberships. The issuer is named during onboarding.
What controls do we get?
Per-card limits, merchant-category controls and instant freezing — plus clear reporting so finance sees spend as it happens, not at month end.
Do the cards work in other currencies?
Yes — multi-currency spend is supported, drawing on wallet balances where available so you avoid unnecessary conversions.
Check if we can help
Tell us what you need. You deal with one team, and the group’s licensed institutions sit behind it.