Move money
Currency exchange without the hidden markup
Hold and convert 40+ currencies through licensed institutions — rates quoted transparently for your actual flows, every cost explained.
40+ currencies
Major and emerging markets, held in multi-currency wallets on the accounts line.
Convert on your schedule
Decouple conversion from settlement — exchange when your treasury chooses to.
Quoted, not advertised
Real quotes from the matched institution for your actual volumes — not a teaser rate with an asterisk.
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
Frequently asked questions
Who provides the exchange?
A licensed institution — in the group, MDRN FX Services Limited (FCA-authorised Payment Institution, FRN 540997, trading as Alpha Transfers) — or a partner institution, depending on your currencies and corridors. The provider and its licence are always named.
What rates do you offer?
Rates are quoted by the matched institution for your actual currencies and volumes, with the full cost explained before you commit — no hidden markup. We don’t advertise indicative rates that don’t survive a real quote.
Can we hold currency between conversions?
Yes — multi-currency wallets on the accounts line let you hold 40+ currencies and convert when it suits your treasury, not when a forced settlement demands it.
Check if we can help
Tell us what you need. You deal with one team, and the group’s licensed institutions sit behind it.