Industries
Payments for CBD brands
Card processing for legal, compliant CBD products — underwritten on your certifications, not a blanket ban.
The problem, honestly
CBD is legal to sell in the UK within clear rules, yet card processing remains the sector’s hardest problem: most acquirers class it with prohibited categories and decline without reading the file.
The difference here is that the file gets read: novel-food status, lab certificates, labelling and marketing claims are the underwriting inputs — compliant brands have a path.
What you get
Compliance-led underwriting
Your product certifications and claims discipline are the application — we help you present them properly.
Stable processing
An acquiring relationship built for the sector beats gateway-hopping every quarter.
Live in as little as 7 days
Subject to all relevant documentation — onboarding and KYB checks run in parallel, and a named specialist guides you end to end.
A licence you can check
The group includes UK institutions on the FCA register (FRNs 901072, 750503, 540997) — and every service names the entity that provides it.
How matching works
1. Tell us your model
Sector, markets, volumes and history — a specialist responds, typically within one business day.
2. Matched & underwritten
We match you to the right institution in the network; underwriting assesses your business on its merits.
3. Live in as little as 7 days
Subject to all relevant documentation — your specialist stays your contact after go-live.
Related: Merchant accounts · Online payments · Declined elsewhere?
VIP360 is the platform, not the counterparty: regulated services are provided by the licensed institution you are matched with, under its own licence and terms.
CBD payment FAQs
Which CBD products can be processed?
Legal products marketed within UK rules — ingestibles with appropriate novel-food status, cosmetics and topicals with compliant claims. Products outside the rules cannot be onboarded.
What documents do we need?
Lab certificates (COAs), product and labelling detail, and your marketing claims — alongside standard corporate KYB.
Why do banks decline CBD if it’s legal?
Sector-level risk policies: many institutions class all cannabis-adjacent commerce together regardless of legality. Specialist underwriting distinguishes the compliant business from the category.
Check if we can help
Tell us your sector and volumes. If the group can’t serve you, we’ll say so — and tell you why.